Credit Representative Number 394298
Please note that Cliff O’Connell is employed by Calder Finance Broking Pty Ltd with Credit Representative Number 489319, which is a Corporate Credit Representative of BLSSA Pty Ltd, ABN 69 117 651 760, ACL 391237.
Education and accreditations
Diploma in Finance and Mortgage Broking Management
What do you enjoy most about finance broking?
I enjoy helping clients first and foremost. It is rewarding to work with a client and to achieve an outcome that initially they didn’t think was possible.
What’s the biggest challenge?
The lending and broader banking environment is always changing so it important to stay up to date with the ever-changing landscape.
What quality of yours makes you best suited to what you do?
Listening to clients. It is an important quality that can’t be underestimated.
What professional accomplishments are you most proud of?
Credit cards can be very crippling for some people and often it’s those that can least afford it that have lots of credit card debt. I enjoy saving clients’ money and reducing their financial anxiety especially with regards to credit cards, my best result so far is saving one client $4,000 per month!
What do you love to do outside of work?
My wife and I love to try new restaurants either in our local area or traveling to find new experiences.
What’s the most influential book you’ve read?
How to swim with the Sharks without being eaten alive by Harvey Mackay, excellent read that has taught me allot about dealing with banks!
How should people think about their Lending?
Most people set and forget their home loan but the lending market changes so often. People should make a conscious effort to revisit their lending on a regular basis, not only to ensure its competitive but also to ensure it still fits their needs.
What’s the best piece of advice you have ever been given?
Don’t put all your eggs in one basket [unless its Easter!]
What is your Career highlight:
I started my lending career just before the Global Financial Crisis in 2007. At the time, I was starting to think it wasn’t a great move but over 10 years later and I’m very glad I stuck it out.