As we reach the middle of 2023, the grim prediction that tens of thousands of Australians would see their mortgage payments more than double overnight has crystallised. So now that the fixed rate cliff is here, what can we do about it? David Titley from Calder Finance explains.

Some people seem afraid of refinancing, but there are some great potential benefits to take advantage of, and it could save you thousands.

Many people are overwhelmed at just the idea of refinancing their home loan. But Adelaide mortgage broker Cliff O'Connell explains that it’s easier than you think.