Lifestyle factors such as smoking, physical activity levels, diet, body weight and blood pressure all have a significant impact on our health. But have you thought about the impact on your insurance premiums?

As you've probably already heard, premiums for private health insurance jump by 4.8% as of April 1, 2017.

Your overall health has a significant bearing on the insurance premium you pay. Life Insurance Specialist Marisa Maiolo has some tips on getting the most health coverage at the lowest possible rates.