As we reach the middle of 2023, the grim prediction that tens of thousands of Australians would see their mortgage payments more than double overnight has crystallised. So now that the fixed rate cliff is here, what can we do about it? David Titley from Calder Finance explains.

There are new Government schemes available to improve affordability for all Australians. The National Housing Finance and Investment Corporation is dedicated to improve housing outcomes and provides support to buy a home.