How Redraw Works and Why It’s a Handy Loan Feature

It may be one of the less-glamorous home loan features, but the redraw facility deserves a second look, writes Adelaide mortgage broker Cliff O'Connell.

Are Interest-Only Loans on the Way Out in Australia?

Interest-only (IO) loans have been the go-to loan for property investors. But things have changed, according to Adelaide mortgage broker Cliff O'Connell.

Property Inspection Checklist

Cliff O'Connell of Calder Finance Broking provides a checklist of some easily-overlooked but very important aspects of your next property inspection.

Mortgage Offset Accounts: What Do I Need to Know?

Adelaide mortgage broker Cliff O'Connell writes about the ins and outs of mortgage offset accounts.

Can You Refinance or is it Too Hard?

Many people are overwhelmed at just the idea of refinancing their home loan. But Adelaide mortgage broker Cliff O'Connell explains that it’s easier than you think.

What Can a Mortgage Broker Do for Me That My Bank Can't?

Cliff O'Connell of Calder Finance Broking addresses your biggest concerns about working with a broker instead of your bank.

Fixed, Variable and Split - Which Loan is the Right Fit for You?

By breaking down three primary ways to structure your loan payments, Calder Finance Broking's Cliff O'Connell has some helpful tips for you to choose the right loan.

Struggling With That Deposit? Let's Talk Family Pledge Loans

Attention first home buyers: are you having trouble scraping together a deposit for your first home purchase? Calder Finance Broker Cliff O'Connell writes about the family pledge loan option.