Many people are overwhelmed at just the idea of refinancing their home loan. But Adelaide mortgage broker Cliff O'Connell explains that it’s easier than you think.

By breaking down three primary ways to structure your loan payments, Calder Finance Broking's Cliff O'Connell has some helpful tips for you to choose the right loan.

Attention first home buyers: are you having trouble scraping together a deposit for your first home purchase? Calder Finance Broker Cliff O'Connell writes about the family pledge loan option.