Jul 21, 2025

With Super SA no longer offering personal financial advice, many South Australians are left wondering: Who can I trust to help me make informed decisions about my super? At Calder Wealth Management, we're uniquely positioned to step in - with experience, credibility, and a deep understanding of Super SA's complexities.

 

Why Super SA Members Need Tailored Financial Advice

Super SA accounts - such as Triple S, Pension Scheme, and Defined Benefit Schemes - are unlike most superannuation funds. While they offer valuable retirement benefits, they come with unique rules, limited flexibility, and complex calculations that can make decision-making challenging.
Common complexities include:
  • Defined Benefit calculations: Your benefit is based on years of service and salary, not just your contributions or balance
  • Limited investment options: Unlike many retail funds, Super SA has restricted choices
  • Tax treatment differences: These accounts often sit in untaxed schemes, impacting contributions and withdrawals
  • Timing and access rules: Eligibility and strategies vary depending on your scheme and employment status
  • Contribution planning: Optimising salary sacrifice, after-tax contributions or rollovers requires careful coordination
Without personalised advice, members risk locking in poor outcomes or missing valuable opportunities. This is where we come in.
 

Why Calder Wealth Management?

We’ve worked closely with Super SA for over 20 years and have a deep operational understanding of their systems and products. One of our very own Senior Financial Advisers, Anthony Hill, previously worked at Super SA and brings insider-level insight to our strategic advice.
We’re proud to have many Super SA members as long-term clients, from frontline government employees to senior executives. Our team regularly works with:
  • Triple S members navigating contribution strategies
  • Defined Benefit members approaching retirement
  • Pension Scheme members seeking clarity on their options
  • Public sector employees managing multiple super accounts
Our experience isn’t theoretical - it’s lived. We’ve helped hundreds of Super SA members across Adelaide and South Australia take confident, strategic steps toward retirement.
 

Reassurance During a Time of Change

We understand that Super SA members may feel unsure about where to turn now that direct advice is no longer available. Our message is simple: You don’t have to navigate this alone.
 
At Calder Wealth Management, you’ll find a team of advisers who:
  • Know the Super SA system inside and out
  • Have a proven history of supporting public sector employees
  • Deliver clear, strategic, and tailored advice—not generic guidance
Contact us today and get the advice you need to make the most of your Super SA benefits—especially now, when expert help matters more than ever.

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